Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

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Thread: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

  1. #1
    Senior Member harrison's Avatar
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    Post Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    In America there is something called redlining/demographics. Young Males get charged the most. REGARDLESS. There are a FEW crazy chick-drivers too . But Girls get charged much less. In some cases the insurance cost can exeed the cost of the car. So I always tell people to inquire about insurance BEFORE buying the car. Just to avoid a cardiac arrest! Give my secretaries a jingle and they'd be happy to assist you. Let's hear your Horror/Pleasant Insurance R8 rate. Pun intended.
    GONE-BUT NEVER FORGOTTEN '8,R8 V8,Paddles,Mag ride,Jet-Blue/Carbon blades,Smoke chrome OEM 5 spokes & Lambo S.L. whls,Miltek exh.PPI Steering whl,rear wing,front grill,air filter kit.C.F.interior trim,V10 sideskirts,premium black leather,B&O,navi,camara. KEEPURSHINEYSIDEUP/STICKYSIDEDOWN VIDEO:R8 in CANYON video ... janerinsurance.com/r8 ...\"/

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  3. #2
    Senior Member kthacher's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    I pay around $2800 CDN. A big chunk of this is to insure for full replacement value which believe it or not is an option that you can decline.

  4. #3
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    i pay 280 a month CDN

  5. #4
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    fellow Canadians, what are your deductables?


    Mine is $5000 for both deductables. Cost is $2300 for the year with group insurance and I have 4 speeding tickets to go with that. Hopefully it will come down after they expire.

  6. #5
    Senior Member London Lad's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    £485 with £350 excess (deductable) for myself and my GF as an occasional driver.

    We have two other cars insured with the same company. I have some specialist on road driver training and we are both over 50 with long no claims history and clean licences but I think it's our low crime post code that gets us the great deal.
    Regards, Graham.

    R8 V10 R-T, Audi TT, BMW X5, Loads of other cars gone but not forgotten

  7. #6
    Senior Member RS4Cab's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    I pay about a $1,050 U.S. One way I found to save is carry $1,000 deductible instead of the standard $500. Because of my umbrella policy I also have to have a min $250000/$500000 liability on car. Really helps that my last driving violation was over 20 years ago.

  8. #7
    Senior Member Monkey boy UK's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    I pay about £550 full no claims protected for my Wife and I, £500 Excess

    Private & work use

  9. #8
    Senior Member MikeB's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    It was:

    £589.10, excess of £1000, with 'Extra Road Rage' cover. I think that means a very very violent road rage attack rather than just the normal.


    Its now:

    £1353.04, excess of £1750, with 4 track days (excess of 10% of vehicle value for this).



    Harry, can you not offer a dedicated worldwide R8 insurance service??

    R8 V10 MANUAL, BRIEFLY GONE BUT NOT FORGOTTEN!
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  10. #9
    Senior Member London Lad's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    Is that extra road rage cover only available up North where you have the real hard men ?

    (You have another PM BTW)
    Regards, Graham.

    R8 V10 R-T, Audi TT, BMW X5, Loads of other cars gone but not forgotten

  11. #10
    Senior Member MikeB's Avatar
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    Re: Avg.Ins.cost in America 1,200.00 /year.How much in Ur Country??

    [QUOTE=London Lad;39268]Is that extra road rage cover only available up North where you have the real hard men ?

    Thats the Scotch for you. It does strange things to strange people.

    Glasgow is really where it tends to get a bit rough. They ran a PR campaign about the city a few years ago with the slogan 'Glasgow's miles better' which was a play on the Glasgow 'Smile', which is basically a razor slit from ear to ear via the mouth

    Nice

    R8 V10 MANUAL, BRIEFLY GONE BUT NOT FORGOTTEN!
    S4 B7 AVANT 4.2L V8
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